LEGAL

Terms & Conditions

Last updated: 27 May 2026

By accessing or using Credosis services, you agree to be bound by these terms.

01

Introduction

Welcome to Credosis ("Company", "we", "our", or "us"). By accessing or using our website and services, you agree to comply with these Terms and Conditions.

Credosis is a software and technology company based in Dhaka, Bangladesh, serving clients worldwide.

02

Services

Credosis provides website development, software engineering, SaaS development, ERP systems, CRM systems, AI solutions, healthcare platforms, and custom software services.

03

Project Payment Policy

Projects require a 20% advance payment before work begins.

20% advance before project starts 20% after approximately 30% completion 20% after approximately 50% completion 30% after approximately 90% completion Remaining balance upon final handover

Project milestones are determined based on agreed deliverables and project progress.

04

Refund Policy

If a project is cancelled after approximately 30% completion, up to 30% of the initial advance payment may be refunded.

After approximately 50% completion, no refund will be issued due to the resources invested in the project.

05

Client Responsibilities

Clients must provide accurate information, approvals, content, and project materials in a timely manner.

Clients may not use our services for illegal, fraudulent, harmful, or infringing activities.

06

Intellectual Property

All deliverables remain the property of Credosis until full payment has been received.

After full payment, ownership may be transferred unless otherwise agreed in writing.

Credosis reserves the right to showcase completed work in portfolios and marketing materials.

07

Confidentiality

We take reasonable measures to protect confidential business information shared by clients.

08

AI Usage Disclaimer

AI-powered services may produce inaccurate or incomplete outputs.

Clients are responsible for reviewing and validating outputs before production use.

09

Third-Party Services

Projects may include third-party platforms, APIs, hosting providers, payment gateways, or software.

Credosis is not responsible for issues arising from third-party providers.

10

Limitation of Liability

Credosis shall not be liable for indirect damages, loss of profits, business interruption, data loss, or third-party failures.

11

Governing Law

These Terms shall be governed by the laws of Bangladesh.

12

Changes to Terms

We may update these Terms from time to time. Updated versions become effective upon publication.

13

Contact Information

Credosis

Website: www.credosis.com

Email: hello@credosis.com

Dhaka, Bangladesh

For any questions, contact us at hello@credosis.com